Solving the Money Problem: Finding the Funding for YOUR Ridiculously Awesome Life

We had it all figured out. 

The money was coming in. It was location independent (real estate and stock investments). So we sold our stuff, packed up the Armada with our four little tots and drove to Costa Rica.

It was a fabulous year. We swam in tropical waterfalls, sunbathed on beaches, bungee jumped from bridges and swam with wild dolphins.

Then the U.S. economy collapsed. Our income dried up. Our dream world was shattered. We had to go back the the States for a ‘job’ (oh cursed word.)

We were broken. We were sneered at with comments like ‘Welcome back to reality’. We considered giving up. We looked at buying abandoned new-construction houses in a dejected real estate market. My husband applied (and was offered) a cubicle job making $100k a year. Perhaps this was to be our fate.

But then we came to our senses. What were we thinking????!!!

Our greatest fear was living just an ‘okay’ life. We may not know how to earn the money we needed to live the life we wanted, but could trying and possibly ‘failing’ (again) be worse than acquiescing to a mortgage and a cubicle job? We wanted travel, exploration, adventure. We wanted the world to be our children’s classroom.

I don’t care what it took, we would find a way to fund our ridiculously awesome dream.

And so the quest ensued. We tried. And tried. And tried again. In the Dominican Republic. In Georgia. In India and Alaska. We weren’t very successful at it. We made lots of mistakes. And all the while people asked us the question that most people want to know…

How can you pay for all this travel with a family of SEVEN (okay, six at the time)!?

The answer? We really didn’t know. We felt we were scraping from the bottom of the barrel for money to pay for what we were doing, using every resource we could come up with, all the while trying to find ‘the answer‘ ourselves. How do you do it?

But then we finally came to a realization:

There is no ‘answer’ to funding a ‘non-traditional’ lifestyle, just like there is no ‘right’ way to live.

Travel has given us the chance to meet LOTS of interesting and amazing people. And the one thing we’ve learned from them is this:

there are people out there living their dream life, funded in myriad ways, each as varied as the individuals themselves.

There’s not just ONE answer. There’s lots of them.

For some, that dream life looks like renting a house in Bali (after having their 2nd baby in Costa Rica and living on an island in Belize) with an internet business to provide the funds.

For others, their dream life is an off-grid cabin in Alaska, with yearly trips to the ‘Lower 48′ and occasionally Mexico or Japan, funded by an alternative fuel business, a campground business, a sailing business, and few captain jobs here and there.

Some people teach English online, or at a local school in another country. Some have jobs with the Foreign Embassies, non-profit organizations, or big corporations.

We’ve met bloggers, website designers; wholesalers who have accounts set up with retailers; traveling actors who arrange theatrical productions; small business owners of restaurants and surf-board shops; stock and option traders; rental property owners; retirees who worked hard and retired early; and the good old-fashioned ‘work and save then live off your savings’ type.

We did finally discover ‘our answer’ and it’s unique from everyone else we’ve met. And part of ‘our answer’ includes helping you to find YOURS.

That’s why we wrote our book, Living Deliberately: How to Create Your Ridiculously Awesome Life because even though ‘money’ may seem like the problem, there’s more to it than that. As I wrote in Chapter 12:

If you’re like most people, you probably believe that the only thing that keeps you from living the lifestyle you want is more money. If you had more money, then you could do all the things you wanted to do.

But the truth is, it’s a lot more complicated than that. Living the life of your dreams comes down to priorities (Principle 3), not money.

Having or making more money won’t help you to live a life of purpose if your priorities aren’t in place, and if you have lots of bills, and lots of ‘stuff’ to care for – and all the other things we’ve discussed in the previous Principles. More money can’t help you if the other critical elements are out of whack.

Until you have all those other things sorted out – until you stop blaming money for what you lack in your life (Principle #2); until you know what’s important to you (#3); and what your purpose and passions are (#4); until you know where you’re starting from (#5); where you want to go (#6); what you’re currently exchanging your time and energy for (#7); and eliminate what’s distracting and holding you back (#8); and until you believe that you’ll actually be able to create the life you want (#9); and push past obstacles and challenges (#10) and start living independent of the opinions of the herd (#11); until you know and do all of those things, adding more money to the equation will only add to your problems, not solve them.

We were able to do the traveling we did (or the ‘deliberate living’) because of our priorities, even when we lacked money. Now that priorities are firmly in place, it’s helped us to create the funding that will make our dream a long-term reality. You have to put the cart in front of the horse.

That’s why you need to read the book before we announce this next very exciting project. (To help you do that we’re putting it on sale for only $18 for a limited time, and giving away 5 free copies. See below.)

We really recommend it so that you can make sure the ‘basics’ are in place. Once they are, then you’ll be ready to build on them with our upcoming release – it’s what you’ve been asking for.

You’ve asked and we’ve listened. You want to know how to solve the ‘money problem’.

In our full-length book, which is now available in PDF and Kindle, we share the profiles of several people who have created the funding for their deliberate life. It’s a fantastic starting point to get your creative juices flowing in the right direction (and those much-needed priorities in place).

The PDF book has sold for $25, but if you buy it today you can get it for $16.99. (Or buy the Kindle version here.)

But even more exciting is the ‘academy’ we are launching.

It will combine the wisdom of the dozens of people we’ve met traveling and living all over the world, in a format that will help you to improve your current income; become location independent; create multiple streams of income; travel & live abroad; or all of the above.

You can check out the Academy here. For now, get the book! (Seriously.)

We want YOU to solve your money problem. Don’t hesitate to send us an email asking a question about what you need help with.

  

About Rachel Denning

Mother of five amazing kids, author, family travel expert and education advocate. Rachel writes about their family's travel adventures, homesteading in Guatemala, and excellence in education. She is co-author of the popular book, Living Deliberately: How to Create a Ridiculously Awesome Life.


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23 comments
Stephanie
Stephanie

I have been stalking the blog for about a year now. Loved your stories of triumph and trial. I think that it is fabulous that you are living your life how you want. I didn't think that I wanted that for my family until this post. I have always thought the problem was not enough money. Thanks so much for changing my perception. I am going to continue on my journey and live my dreams. Thanks again.

Rachel
Rachel

Excellent Stephanie! While money can help, it is not what holds you back :)

Rob
Rob

Love your writing and photos. Great story-telling! Hope your income strategies help solve my revenue needs :D Keep up the good work!

Rachel
Rachel

Thanks Rob! I think what we have in store will definitely help with those 'revenue needs'. :)

Andrea
Andrea

My dream is to find myself again. It seems as though I have lost my true self over the years. I'm beginning to rediscover myself.

Rachel
Rachel

That is a very beautiful and worthwhile dream to have!

Tiffany
Tiffany

My dream is to be able to travel 3-6 months out of the year with my family. I want to take my kids (6 of them!) to climb Mount Kilimanjaro. I want to find a way to modify my current business so that it is more flexible and less dependent on my immediate presence. I want to share the world with my family, and teach them that there is so much more out there!

Rachel
Rachel

Very wonderful goals!!

Nancy
Nancy

Our dream is to become location independent, slow travel the US in a trailer and visit many other countries with travel hacking tools that we are learning. Thanks to you (and other bloggers that we read), we have learned that everyone's choice should be to live deliberately and we are trying to do that everyday now even before we reach our location independent dream. We are currently working on selling a townhouse, a brick & mortar business and paying off debt. I'm sure that your book would assist us on this journey.

Rachel
Rachel

Excellent goals Nancy! And good job on living deliberately now, instead of waiting until you reach your goals. That's how you do it!

Brooks
Brooks

So true. I know that you have to put life pursuits and goals before financial goals. I often forget this in the whirlwind of daily business. Thanks for keeping me focused.

tereza crump
tereza crump

I am reading your book. Last night I stayed up until 3am , reading and highlighting... I am on page 100... I keep going back and re-reading certain paragraphs. I think my husband and I are ready to go. We are taking our first steps to let go of stuff so we can hit the road with 4 kiddos. :) Do you know anybody in the north of Brazil? In the Amazonas state?

Rachel
Rachel

That is so great!! Way to go Tereza! No, we don't know anyone (yet) in north Brazil. Are you thinking of going there?

Victoria
Victoria

My big dream is to pack and and just go. My boyfriend and I are planning a mini Pan-Am journey for next year but keep running into budget issues beyond our six months planned. I think this book would inspire me and help me save!

Rachel
Rachel

You're absolutely right! That will be a GREAT trip :)

travelmomma (Sj)
travelmomma (Sj)

Love that you kept going and are still pushing forward to follow your dream. We are also on our own adventure of family travel. Looking forward to reading your book!

Rachel
Rachel

Thanks Travelmommma (of 8!) :)

Davey
Davey

I've been following your blog for awhile but this is the first comment I've made. Great stuff btw. I need this book to make living location independent more of a reality for me and my wife. We have goals for it, but I think we're lacking in our priorities. This book will help us consider our priorities more honestly and help us simplify our life to the extent that living our dreams can become a reality.

Rachel
Rachel

Thanks for taking the time to comment Davey. You're definitely right about that, it will help with those things for sure!

Catherine Forest
Catherine Forest

Awesome! I will share this with all the people that ask me how to live an adventurous life like we do (we are translators by the way, a great way to finance a travel life!).

Rachel
Rachel

That's is awesome! I'm going to be sending you an email to ask a question :)

Lana
Lana

haha! You forget the person who travels around the world from fundraisin. I met one of those the other day in Thailand. I am not judging whether her humanity efforts were good or not, but she did have a way of convincing others in her cause. While at a cooking class, she some French there to be willing to donate money (online) for her Kenya trip last year. So in response to that, I told some people, "Some people travel from their ideas; others travel because of their mouth." Can't wait to here what your making next.

Rachel
Rachel

Ha, that is funny. Some do it that way, it's true ;)